Cookie Policy

1.1 Definition: Cookies are small text files placed on your device (computer, tablet, or mobile phone) when you visit a website or use a mobile application. They allow the Platform to recognize your device, remember your preferences, and improve your experience.

1.2 Similar Technologies: In this Policy, “cookies” also refers to related technologies such as web beacons, pixel tags, local storage, session storage, and device fingerprints.

1.3 Scope: This Policy applies to cookies placed by Pairgate Venture (“Pairgate,” “we,” “us,” or “our”) on the Platform (https://pairgate.com), our mobile applications, and our related services.

We use cookies to:

• Keep you signed in and maintain session security.
• Remember your preferences (language, theme, dashboard layout).
• Process transactions securely and prevent fraud.
• Analyze Platform usage to improve performance and features.
• Deliver relevant marketing and offers (with your consent where required).
• Comply with legal, regulatory, and security requirements.

3.1 Strictly Necessary Cookies: Essential for the Platform to function. They enable core features like authentication, wallet funding, transaction processing, and security. These cannot be disabled without breaking the Platform.

3.2 Performance & Analytics Cookies: Help us understand how users interact with the Platform (pages visited, time spent, errors). We use this data to improve performance and user experience.

3.3 Functional Cookies: Remember your preferences and choices (e.g., language, region, recent transactions) to provide a more personalized experience.

3.4 Marketing & Advertising Cookies: Used to deliver relevant ads and measure campaign effectiveness. These may be set by us or by third-party advertising partners and require your consent where required by law.

3.5 Security Cookies: Support fraud detection, anti-abuse, and account protection mechanisms.

Some cookies are placed by third parties that provide services on our Platform. These may include:

• Payment processors (e.g., Paystack) for secure transaction handling.
• Analytics providers (e.g., Google Analytics) for usage insights.
• Advertising and social media platforms for marketing.
• Fraud prevention and identity verification partners.

We do not control third-party cookies. Please refer to the respective third-party privacy and cookie policies for details on their practices.

In addition to cookies, we may use:

• Web beacons / pixel tags: Tiny graphic images that track page views and email open rates.
• Local storage / session storage: Browser-based storage for faster load times and session handling.
• Device fingerprints: Aggregated device characteristics used for fraud prevention.
• Mobile SDKs: Code embedded in our mobile app that collects usage and diagnostic data.

6.1 Browser Controls: Most browsers allow you to control cookies through their settings. You can block, delete, or be alerted to cookies. Please refer to your browser’s help section for instructions:

• Google Chrome — Settings → Privacy and security → Cookies
• Mozilla Firefox — Settings → Privacy & Security
• Safari — Preferences → Privacy
• Microsoft Edge — Settings → Cookies and site permissions

6.2 Consequences of Disabling: Disabling essential cookies may prevent you from logging in, funding your wallet, or completing transactions. Non-essential cookies are optional.

6.3 Consent Management: Where required by law, we display a cookie consent banner allowing you to accept or reject non-essential cookies. You can change your preferences at any time.

6.4 Mobile App Controls: You can adjust app permissions through your device settings.

Some browsers offer a “Do Not Track” (DNT) signal. Because there is no industry consensus on how to interpret DNT, we do not currently respond to DNT signals. We do, however, honor cookie consent choices you make through our consent banner.

We may update this Cookie Policy from time to time. Material changes will be posted with an updated “Last Updated” date. Continued use of the Platform after changes constitutes acceptance.

Pairgate Venture (RC: 3687598)
Email: [email protected]
Privacy: [email protected]
Website: https://pairgate.com